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Open Banking is a government-backed technology that lets you share your financial information safely and securely with specially regulated providers like Oakam. Although Open Banking could increase your chances of getting accepted for a loan its important to understand that you will still need to complete a credit check as part of. It takes just 3 minutes to apply and doesnt affect your credit score.

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Open Banking Loans Traditional UK lenders look at your credit score and nothing else. Dont Wait Get Started Now. A co-signed or joint loan asks you to add someone to the application who has a higher income and credit score than you.

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